This is your opportunity to PAY YOURSELF FIRST with regular contributions easily deducted from your bank account into your Golden Opportunities investment account.

 

Get Started Electronically!


 

Or, speak to your Financial Advisor. To find a Financial Advisor contact 1-888-866-4494.

Avoid scrambling at the last minute!

Put saving for retirement on autopilot as regular deposits from your bank account are invested into your Golden Opportunities account.

Worried you don’t have enough money to invest?

Choose the amount and frequency (ie. biweekly or monthly) that is best for you!

Did you know almost 1/3 of Canadians aged 45-64 have no personal savings for retirement.¹

Your retirement goals are important. Start today and put your mind at ease knowing your retirement plan is underway!

¹Source: 2018 CIBC Retirement Planning Poll.


Annual Gross Income?
How often will you contribute to your RRSP?
How much will you contribute each time?
$
How many years until you plan to retire?
Years
What are your current RRSP savings?
$

Did you know?

You can receive tax credits on any amount up to $5,000 invested annually.

Your annual RRSP investment would be $_____ per year.

Annual Golden Opportunities Fund Investment
Annual Regular RRSP Investment

Due to the tax credits, the net annual cost of your RRSP investment is $_____ less when you invest in Golden Opportunities versus a Regular RRSP investment.

You will have earned $_____ in additional tax savings upon retirement by investing in Golden Opportunities.

Regular RRSP Investment
RRSP Contributions
Investment Earnings
Your Contributions to Regular RRSP Investments $_____
Your Investment Earnings $_____**
Total Value at Retirement $_____
Golden Opportunities Fund Investment
RRSP & GOF Contributions With Rollover
Tax Credits
Investment Earnings
Your Contributions to Regular RRSP Investments $_____
Your Contributions to Golden Opportunities Fund RRSP $_____
Your Investment Earnings $_____**
Your Tax Credits $_____
Total Value at Retirement Plus Tax Credits $_____

What’s a Rollover?

Your Golden Opportunities investment matures every eight years and can be rolled over for additional tax credits with no new money invested! For more investment strategies click here.

Did you know...

You can invest right off your paycheque and receive instant tax savings. This means that your $_____ annual investment only costs $_____ per year or $_____ per paycheque!
Net cost of your Golden Opportunities Fund Investment if made directly off of every paycheque
Printable PDF

SOLD BY PROSPECTUS ONLY. Please read the Prospectus, which contains important detailed information, before investing. A free copy is available from your Financial Advisor or the Principal Distributor, Wellington-Altus Private Wealth Inc., a Member of the Canadian Investor Protection Fund, at wellington-altus.ca. Commissions, trailing commissions, management fees and expenses all may be associated with Retail Venture Capital (RVC) Fund investments which may not be suitable for all investors. RVCs are not guaranteed, their values change frequently and past performance may not be repeated. Tax credits are available to eligible investors on investments up to $5,000 annually, provided that the shares are held for at least eight years from the date of purchase. Redemption restrictions may apply. This is not intended to be tax advice; investors should seek a professional for tax advice. **An estimated annualized portfolio return per year of 4% has been used as an example for both Regular RSP Investment and Golden Opportunities Fund Investment. Rates of return will depend on your personal investment choices.