Make the most of the 35% in tax credits available on an investment in
Golden Opportunities Fund shares by using these investment strategies:
With no new money invested
you can earn a 35% tax credit
Transfer up to $5,000 from an existing RRSP, non-RRSP or locked in assets to Golden Opportunities Fund and receive up to $1,750 back in tax credits!
Save when you repay
Home Buyers’ Plan withdrawals!
Home buyers that have withdrawn from their RRSP to buy their first house can save with 35% in tax credits on every dollar repaid to the Plan by investing in Golden Opportunities Fund.
Reinvest your tax credits and generate $13,062* in assets
from a single $5,000 investment!
By combining tax credits and savings available to individual family members, you can generate up to $13,062* in family assets from a single $5,000 contribution into Golden Opportunities Fund.
*Example assumes a marginal tax rate of 47.75%. Marginal tax rates vary per individual, for more information visit GoldenOpportunities.ca/Calculator. 35% in tax credits available on investments up to $5,000 annually.
**The basic Canada Education Savings Grant provides 20% on the first $2,500 invested in an RESP annually.
Receive 35% in tax credits
when you invest outside of your RRSP!
Investment amounts up to $5,000 annually outside of an RRSP are eligible for the 35% tax credit, for example, if you have reached your RRSP contribution limit or if you no longer contribute to an RRSP. Use the Investment Calculator to estimate your tax savings.
Reduce your income tax
on every paycheque!
Invest regularly into Golden Opportunities Fund through the Fund’s Payroll Investment Plan
(PIP)–contributions are easily deducted off every paycheque, plus you receive tax savings and credits on every paycheque, reducing your income tax at source. Use the Payroll Calculator to estimate your tax savings.
*A bi-weekly contribution of $57 can result in an annual RSP investment of $5,000 based on 26 pay periods per year, basic personal tax exemptions and a sample marginal tax rate of 35%. Marginal tax rates vary per individual, for more information visit GoldenOpportunities.ca/Payroll-Calculator.
Pay yourself first plus receive up to 83% in tax savings!*
Pre-authorized contributions (PACs) can be automatically deducted from your chequing account on a regular basis. Choose your contribution amount and deduction frequency. For example weekly, biweekly or monthly.
*Assumes a regular biweekly investment of $192, 26 contributions per year, a combination of the Provinicial and Federal tax credits, and a marginal tax rate of 47.75%. Marginal tax rates vary per individual, for more information visit GoldenOpportunities.ca/Calculator. 35% in tax credits available on investments up to $5,000 annually.
“Roll” and receive two tax credits for the price of one!
Following the eight-year hold period associated with a Retail Venture Capital Fund investment, your investment is mature and you can reinvest or “roll” that money for another eight years and receive additional tax credits without investing any new money.
Invest for eight consecutive years and then continue to “roll” back into the Fund each year to receive additional tax credits in perpetuity!
Speak to a Financial Advisor about providing early rollover instructions and ensure you receive tax credits even if the Fund sells out!
Are you interested in investing in Golden Opportunities Fund, or have further questions regarding the Fund?
Individual investors should seek advice from a Registered Investment Advisor in making financial investment decisions. Shares of Golden Opportunities Fund can only be purchased through Investment Advisors licensed to sell Labour-sponsored Investment Funds. Before investing in Golden Opportunities Fund please ensure you read the Fund’s Prospectus which contains important information about the Fund.
If you do not have a licensed Investment Advisor and would like assistance in locating one the Fund can help you find one in your community.
Contact the Fund at 1 (888) 866-4494 to locate a licensed Investment Advisor.